Category: Finance

If you follow the news, you have likely seen that homes are more expensive now than anytime over the past 20+ years. Because there is no quick fix to a supply imbalance, I believe that the housing market will continue to be a “sellers market” in many places for...

As a data scientist, I find it hard to believe that anyone would trust their financial portfolio to an advisor who doesn’t understand the basics of statistics and probability. Yet, how many investors do you know who blindly trust their advisor or financial planner? How many of those advisors...

Every week there is more fear mongering from the media about inflation, rising interest rates, and an impending recession; however, there is one silver lining from this situation: U.S. fixed income is worth buying again. This means that you can finally get a reasonable, nominal return on U.S. Treasury...

In the finance world you often hear that there’s no such thing as a free lunch. No matter how frequently you remind yourself of this principle, occasionally you will delude yourself into believing you found a great opportunity. This situation presented itself to me a few years back when...

With sky high real estate prices, it seems hopeless trying to purchase your first home. While buying a home might be unattainable for some, there are new ways to own a slice of private real estate. Fundrise, a real estate investing platform founded in 2010, offers you the opportunity...

The exchange traded fund, or ETF, has become such as successful vehicle for investing that there is likely one for any situation you can dream of. From countries with economic freedom (FRDM) to the metaverse (META), you might be paralyzed by the abundance of choices. How can you make...

One of your first encounters with the archaic U.S. financial system will occur the first time you need to rollover your 401k/403b. The process is incredibly confusing, involves coordinating with multiple brokerage firms, and can take anywhere from a few days to over a week to complete. In the...

Over the past couple years, I have fallen into the bottomless crypto rabbithole. As the crypto natives would say, I’m going “full degen” (pronounced dee-jen). More recently, I began researching NFTs and throwing some money in as a speculative investment. While I believe that 99 percent of NFTs will...

People on social media love to talk about investing, but few will do the due diligence for their investments. Throwing money at companies without doing any research is closer to gambling than investing. There is nothing inherently wrong with this, but when an investment has a large drawdown the...

Around 2015, I was getting increasingly frustrated with the shitty ESPN mobile app. I did what many millenials would do in this situation and searched for alternative solutions. One of the suggestions I came across was theScore so I gave it a shot. After downloading the app, I never...