How to Buy Treasury Bonds and Bills?

Every week there is more fear mongering from the media about inflation, rising interest rates, and an impending recession; however, there is one silver lining from this situation: U.S. fixed income is worth buying again. This means that you can finally get a reasonable, nominal return on U.S. Treasury...

Is the Chase Sapphire Reserve Credit Card Worth It?

In the finance world you often hear that there’s no such thing as a free lunch. No matter how frequently you remind yourself of this principle, occasionally you will delude yourself into believing you found a great opportunity. This situation presented itself to me a few years back when...

Using Machine Learning to Estimate Price Elasticity

During the final semester of my grad school analytics program, I was tasked with estimating price elasticity for wine. At first glance, this seemed like a simple objective. In economics, I was taught that price elasticity is the percent change in demand given the percent change in price (i.e....

Fundrise: The Easy Way to Start Real Estate Investing

With sky high real estate prices, it seems hopeless trying to purchase your first home. While buying a home might be unattainable for some, there are new ways to own a slice of private real estate. Fundrise, a real estate investing platform founded in 2010, offers you the opportunity...

How to Select The Best ETF for You

The exchange traded fund, or ETF, has become such as successful vehicle for investing that there is likely one for any situation you can dream of. From countries with economic freedom (FRDM) to the metaverse (META), you might be paralyzed by the abundance of choices. How can you make...

Where should you rollover your 401k?

One of your first encounters with the archaic U.S. financial system will occur the first time you need to rollover your 401k/403b. The process is incredibly confusing, involves coordinating with multiple brokerage firms, and can take anywhere from a few days to over a week to complete. In the...

Most COVID Opinions Are Bullsh*t

Did you know that the number of epidemiologists grew exponentially after COVID started? Kidding. If you were a frequent social media user over the past two years, then you likely encountered an overwhelming number of people analyzing and interpreting COVID-related data. While I admire the renewed interest in data...

MIRROR Fitness Product Review

If you are a full-time remote worker, as myself, you will relate to the following statement: I sit on my ass WAY too much! With a recent increase in cash flow, I decided to dive head first into the home fitness world and purchase a MIRROR. At the time...

Top Lessons for Investing in NFTs

Over the past couple years, I have fallen into the bottomless crypto rabbithole. As the crypto natives would say, I’m going “full degen” (pronounced dee-jen). More recently, I began researching NFTs and throwing some money in as a speculative investment. While I believe that 99 percent of NFTs will...

The 100 Hour Journey to Getting a Data Science Job Offer

Starting the Journey When it comes to the job search process, stereotypical words of wisdom like “network more” or “be patient” are helpful to a degree, but the real valuable advice comes from those who live and breathe it. Over the past several months, I have been knee deep...